/** * Korea-한국어 translation * @author Hwang Ahreum; * @author Park Sungyong; * @author Yeonjeong Woo * @author Kwon Hyungjoo * @version 2024-03-19 */ (function(root, factory) { if (typeof define === 'function' && define.amd) { define(['elfinder'], factory); } else if (typeof exports !== 'undefined') { module.exports = factory(require('elfinder')); } else { factory(root.elFinder); } }(this, function(elFinder) { elFinder.prototype.i18.ko = { translator : 'Hwang Ahreum; <luckmagic@naver.com>, Park Sungyong; <sungyong@gmail.com>, Yeonjeong Woo <eat_sweetly@naver.com>, Kwon Hyungjoo <hyung778@gmail.com>', language : 'Korea-한국어', direction : 'ltr', dateFormat : 'Y-m-d H:i', // will show like: 2024-03-19 16:27 fancyDateFormat : '$1 H:i', // will show like: 오늘 16:27 nonameDateFormat : 'ymd-His', // noname upload will show like: 240319-162748 messages : { /********************************** errors **********************************/ 'error' : '오류', 'errUnknown' : '알 수 없는 오류.', 'errUnknownCmd' : '알 수 없는 명령어.', 'errJqui' : 'jQuery UI 설정이 올바르지 않습니다. Selectable, draggable 및 droppable 구성 요소가 포함되어 있어야 합니다.', 'errNode' : 'elFinder를 생성하기 위해서는 DOM Element를 요구합니다.', 'errURL' : 'elFinder 환경설정이 올바르지 않습니다! URL 옵션이 설정되지 않았습니다.', 'errAccess' : '접근 제한.', 'errConnect' : 'Backend에 연결할 수 없습니다.', 'errAbort' : '연결 실패.', 'errTimeout' : '연결시간 초과.', 'errNotFound' : 'Backend를 찾을 수 없습니다.', 'errResponse' : 'Backend가 응답하지 않습니다.', 'errConf' : 'Backend 환경설정이 올바르지 않습니다.', 'errJSON' : 'PHP JSON 모듈이 설치되지 않았습니다.', 'errNoVolumes' : '읽을 수 있는 볼륨이 없습니다.', 'errCmdParams' : '"$1" 명령에 잘못된 매개 변수가 있습니다.', 'errDataNotJSON' : '데이터가 JSON이 아닙니다.', 'errDataEmpty' : '데이터가 비어있습니다.', 'errCmdReq' : 'Backend 요청에는 명령어 이름이 필요합니다.', 'errOpen' : '"$1"을(를) 열 수 없습니다.', 'errNotFolder' : '폴더가 아닙니다.', 'errNotFile' : '파일이 아닙니다.', 'errRead' : '"$1"을(를) 읽을 수 없습니다.', 'errWrite' : '"$1"에 쓸 수 없습니다.', 'errPerm' : '권한이 없습니다.', 'errLocked' : '"$1"이(가) 잠겨 있습니다, 이동, 삭제가 불가능합니다', 'errExists' : '이미 "$1"파일이 존재합니다.', 'errInvName' : '파일명에 올바르지 않은 문자가 포함되었습니다.', 'errInvDirname' : '폴더명에 올바르지 않은 문자가 포함되었습니다.', // from v2.1.24 added 12.4.2017 'errFolderNotFound' : '폴더를 찾을 수 없습니다.', 'errFileNotFound' : '파일을 찾을 수 없습니다.', 'errTrgFolderNotFound' : '"$1" 폴더를 찾을 수 없습니다.', 'errPopup' : '브라우저에서 팝업을 차단하였습니다. 팝업을 허용하려면 브라우저 옵션을 변경하세요.', 'errMkdir' : '"$1" 폴더를 생성할 수 없습니다.', 'errMkfile' : '"$1" 파일을 생성할 수 없습니다.', 'errRename' : '"$1"의 이름을 변경할 수 없습니다.', 'errCopyFrom' : '볼률 "$1"으(로)부터 파일을 복사할 수 없습니다.', 'errCopyTo' : '볼률 "$1"에 파일을 복사할 수 없습니다.', 'errMkOutLink' : 'root 볼륨 외부에 링크를 만들 수 없습니다.', // from v2.1 added 03.10.2015 'errUpload' : '업로드 오류.', // old name - errUploadCommon 'errUploadFile' : '"$1"을(를) 업로드할 수 없습니다.', // old name - errUpload 'errUploadNoFiles' : '업로드할 파일이 없습니다.', 'errUploadTotalSize' : '데이터가 허용된 최대크기를 초과하였습니다.', // old name - errMaxSize 'errUploadFileSize' : '파일이 허용된 최대크기를 초과하였습니다.', // old name - errFileMaxSize 'errUploadMime' : '잘못된 파일형식입니다.', 'errUploadTransfer' : '"$1" 전송 오류.', 'errUploadTemp' : '업로드에 필요한 임시파일 생성을 할 수 없습니다.', // from v2.1 added 26.09.2015 'errNotReplace' : '"$1"개체가 현재 위치에 이미 존재하며 다른 유형의 개체로 대체 할 수 없습니다.', // new 'errReplace' : '"$1"을(를) 변경할 수 없습니다.', 'errSave' : '"$1"을(를) 저장할 수 없습니다.', 'errCopy' : '"$1"을(를) 복사할 수 없습니다.', 'errMove' : '"$1"을(를) 이동할 수 없습니다.', 'errCopyInItself' : '"$1"을(를) 자기 자신에게 복사할 수 없습니다.', 'errRm' : '"$1"의 이름을 변경할 수 없습니다.', 'errTrash' : '휴지통으로 보낼 수 없습니다.', // from v2.1.24 added 30.4.2017 'errRmSrc' : '원본 파일을 제거할 수 없습니다.', 'errExtract' : '"$1"에 압축을 풀 수 없습니다.', 'errArchive' : '압축파일을 생성할 수 없습니다.', 'errArcType' : '지원하지 않는 압축파일 형식입니다.', 'errNoArchive' : '압축파일이 아니거나 지원하지 않는 압축파일 형식입니다.', 'errCmdNoSupport' : 'Backend에서 이 명령을 지원하지 않습니다.', 'errReplByChild' : '"$1" 폴더에 덮어쓸수 없습니다.', 'errArcSymlinks' : '보안상의 이유로 압축파일이 심볼릭 링크를 포함하거나 허용되지 않는 이름이 있을 경우 압축 해제가 불가능합니다.', // edited 24.06.2012 'errArcMaxSize' : '압축파일이 허용된 최대크기를 초과하였습니다.', 'errResize' : '"$1"의 크기 변경을 할 수 없습니다.', 'errResizeDegree' : '회전가능한 각도가 아닙니다.', // added 7.3.2013 'errResizeRotate' : '이미지를 회전할 수 없습니다.', // added 7.3.2013 'errResizeSize' : '올바르지 않은 크기의 이미지입니다.', // added 7.3.2013 'errResizeNoChange' : '이미지 크기가 변경되지 않았습니다.', // added 7.3.2013 'errUsupportType' : '지원하지 않는 파일 형식.', 'errNotUTF8Content' : '파일 "$1"은 UTF-8 형식이 아니어서 편집할 수 없습니다.', // added 9.11.2011 'errNetMount' : '"$1"을(를) 마운트할 수 없습니다.', // added 17.04.2012 'errNetMountNoDriver' : '지원되지 않는 프로토콜.', // added 17.04.2012 'errNetMountFailed' : '마운드 실패.', // added 17.04.2012 'errNetMountHostReq' : '호스트가 필요합니다.', // added 18.04.2012 'errSessionExpires' : '활동이 없어 세션이 만료되었습니다.', 'errCreatingTempDir' : '임시 폴더 생성에 실패했습니다: "$1"', 'errFtpDownloadFile' : 'FTP를 통한 다운로드에 실패했습니다: "$1"', 'errFtpUploadFile' : 'FTP에 업로드 실패했습니다: "$1"', 'errFtpMkdir' : 'FTP에서 폴더 생성에 실패했습니다: "$1"', 'errArchiveExec' : '압축중 오류가 발생했습니다: "$1"', 'errExtractExec' : '압축해제중 오류가 발생했습니다: "$1"', 'errNetUnMount' : '마운트를 해제할 수 없습니다.', // from v2.1 added 30.04.2012 'errConvUTF8' : 'UTF-8로 변환할 수 없습니다.', // from v2.1 added 08.04.2014 'errFolderUpload' : '폴더를 업로드 하려면 최신 브라우저를 사용하세요.', // from v2.1 added 26.6.2015 'errSearchTimeout' : '"$1" 검색중 시간을 초과하였습니다. 일부 결과만 표시됩니다.', // from v2.1 added 12.1.2016 'errReauthRequire' : '재인증이 필요합니다.', // from v2.1.10 added 24.3.2016 'errMaxTargets' : '선택 가능한 최대 개수는 $1개입니다.', // from v2.1.17 added 17.10.2016 'errRestore' : '휴지통에서 복원할 수 없습니다. 복원할 위치를 확인할 수 없습니다.', // from v2.1.24 added 3.5.2017 'errEditorNotFound' : '이 파일 형식을 위한 편집기를 찾지 못했습니다.', // from v2.1.25 added 23.5.2017 'errServerError' : '서버측에서 오류가 발생했습니다.', // from v2.1.25 added 16.6.2017 'errEmpty' : '"$1" 폴더를 비울 수 없습니다.', // from v2.1.25 added 22.6.2017 'moreErrors' : '$1개의 오류가 더 발생했습니다.', // from v2.1.44 added 9.12.2018 'errMaxMkdirs' : 'You can create up to $1 folders at one time.', // from v2.1.58 added 20.6.2021 /******************************* commands names ********************************/ 'cmdarchive' : '압축파일생성', 'cmdback' : '뒤로', 'cmdcopy' : '복사', 'cmdcut' : '자르기', 'cmddownload' : '다운로드', 'cmdduplicate' : '사본', 'cmdedit' : '편집', 'cmdextract' : '압축풀기', 'cmdforward' : '앞으로', 'cmdgetfile' : '선택', 'cmdhelp' : '이 소프트웨어는', 'cmdhome' : '홈', 'cmdinfo' : '파일정보', 'cmdmkdir' : '새 폴더', 'cmdmkdirin' : '새 폴더로', // from v2.1.7 added 19.2.2016 'cmdmkfile' : '새 파일', 'cmdopen' : '열기', 'cmdpaste' : '붙여넣기', 'cmdquicklook' : '미리보기', 'cmdreload' : '새로고침', 'cmdrename' : '이름바꾸기', 'cmdrm' : '삭제', 'cmdtrash' : '휴지통으로', //from v2.1.24 added 29.4.2017 'cmdrestore' : '복원', //from v2.1.24 added 3.5.2017 'cmdsearch' : '파일찾기', 'cmdup' : '상위폴더', 'cmdupload' : '업로드', 'cmdview' : '보기', 'cmdresize' : '이미지 크기 변경 & 회전', 'cmdsort' : '정렬', 'cmdnetmount' : '네트워크 볼륨 마운트', // added 18.04.2012 'cmdnetunmount': '마운트 해제', // from v2.1 added 30.04.2012 'cmdplaces' : '즐겨찾기로', // added 28.12.2014 'cmdchmod' : '모드 변경', // from v2.1 added 20.6.2015 'cmdopendir' : '폴더 열기', // from v2.1 added 13.1.2016 'cmdcolwidth' : '컬럼 넓이 초기화', // from v2.1.13 added 12.06.2016 'cmdfullscreen': '전체 화면', // from v2.1.15 added 03.08.2016 'cmdmove' : '이동', // from v2.1.15 added 21.08.2016 'cmdempty' : '폴더 비우기', // from v2.1.25 added 22.06.2017 'cmdundo' : '실행 취소', // from v2.1.27 added 31.07.2017 'cmdredo' : '다시 실행', // from v2.1.27 added 31.07.2017 'cmdpreference': '환경설정', // from v2.1.27 added 03.08.2017 'cmdselectall' : '전체 선택', // from v2.1.28 added 15.08.2017 'cmdselectnone': '선택 취소', // from v2.1.28 added 15.08.2017 'cmdselectinvert': '선택 반전', // from v2.1.28 added 15.08.2017 'cmdopennew' : '새 창으로 열기', // from v2.1.38 added 3.4.2018 'cmdhide' : '숨기기 (환경설정)', // from v2.1.41 added 24.7.2018 /*********************************** buttons ***********************************/ 'btnClose' : '닫기', 'btnSave' : '저장', 'btnRm' : '삭제', 'btnApply' : '적용', 'btnCancel' : '취소', 'btnNo' : '아니오', 'btnYes' : '예', 'btnDiscard': 'Discard changes', 'btnMount' : '마운트', // added 18.04.2012 'btnApprove': '$1로 이동 및 승인', // from v2.1 added 26.04.2012 'btnUnmount': '마운트 해제', // from v2.1 added 30.04.2012 'btnConv' : '변환', // from v2.1 added 08.04.2014 'btnCwd' : '여기', // from v2.1 added 22.5.2015 'btnVolume' : '볼륨', // from v2.1 added 22.5.2015 'btnAll' : '전체', // from v2.1 added 22.5.2015 'btnMime' : 'MIME 타입', // from v2.1 added 22.5.2015 'btnFileName':'파일 이름', // from v2.1 added 22.5.2015 'btnSaveClose': '저장후 닫기', // from v2.1 added 12.6.2015 'btnBackup' : '백업', // fromv2.1 added 28.11.2015 'btnRename' : '이름변경', // from v2.1.24 added 6.4.2017 'btnRenameAll' : '전체이름 변경', // from v2.1.24 added 6.4.2017 'btnPrevious' : '이전 ($1/$2)', // from v2.1.24 added 11.5.2017 'btnNext' : '다음 ($1/$2)', // from v2.1.24 added 11.5.2017 'btnSaveAs' : '다른 이름으로 저장하기', // from v2.1.25 added 24.5.2017 /******************************** notifications ********************************/ 'ntfopen' : '폴더 열기', 'ntffile' : '파일 열기', 'ntfreload' : '새로고침', 'ntfmkdir' : '폴더 생성', 'ntfmkfile' : '파일 생성', 'ntfrm' : '삭제', 'ntfcopy' : '복사', 'ntfmove' : '이동', 'ntfprepare' : '복사 준비', 'ntfrename' : '이름바꾸기', 'ntfupload' : '업로드', 'ntfdownload' : '다운로드', 'ntfsave' : '저장하기', 'ntfarchive' : '압축파일만들기', 'ntfextract' : '압축풀기', 'ntfsearch' : '검색', 'ntfresize' : '이미지 크기 변경', 'ntfsmth' : '작업중 >_<', 'ntfloadimg' : '이미지 불러오는 중', 'ntfnetmount' : '네트워크 볼륨 마운트 중', // added 18.04.2012 'ntfnetunmount': '네트워크 볼륨 마운트 해제 중', // from v2.1 added 30.04.2012 'ntfdim' : '이미지 해상도 가져오는 중', // added 20.05.2013 'ntfreaddir' : '폴더 정보 읽는 중', // from v2.1 added 01.07.2013 'ntfurl' : '링크 URL 가져오는 중', // from v2.1 added 11.03.2014 'ntfchmod' : '파일 모드 변경하는 중', // from v2.1 added 20.6.2015 'ntfpreupload': '업로드된 파일명 검증 중', // from v2.1 added 31.11.2015 'ntfzipdl' : '다운로드할 파일 생성 중', // from v2.1.7 added 23.1.2016 'ntfparents' : '경로 정보 가져오는 중', // from v2.1.17 added 2.11.2016 'ntfchunkmerge': '업로드된 파일 처리 중', // from v2.1.17 added 2.11.2016 'ntftrash' : '휴지통으로 이동 중', // from v2.1.24 added 2.5.2017 'ntfrestore' : '휴지통에서 복원 중', // from v2.1.24 added 3.5.2017 'ntfchkdir' : '대상 폴더 점검 중', // from v2.1.24 added 3.5.2017 'ntfundo' : '이전 작업 취소 중', // from v2.1.27 added 31.07.2017 'ntfredo' : '취소된 작업 다시 하는 중', // from v2.1.27 added 31.07.2017 'ntfchkcontent' : '내용 확인 중', // from v2.1.41 added 3.8.2018 /*********************************** volumes *********************************/ 'volume_Trash' : '휴지통', //from v2.1.24 added 29.4.2017 /************************************ dates **********************************/ 'dateUnknown' : '알 수 없음', 'Today' : '오늘', 'Yesterday' : '어제', 'msJan' : '1월', 'msFeb' : '2월', 'msMar' : '3월', 'msApr' : '4월', 'msMay' : '5월', 'msJun' : '6월', 'msJul' : '7월', 'msAug' : '8월', 'msSep' : '9월', 'msOct' : '10월', 'msNov' : '11월', 'msDec' : '12월', 'January' : '1월', 'February' : '2월', 'March' : '3월', 'April' : '4월', 'May' : '5월', 'June' : '6월', 'July' : '7월', 'August' : '8월', 'September' : '9월', 'October' : '10월', 'November' : '11월', 'December' : '12월', 'Sunday' : '일요일', 'Monday' : '월요일', 'Tuesday' : '화요일', 'Wednesday' : '수요일', 'Thursday' : '목요일', 'Friday' : '금요일', 'Saturday' : '토요일', 'Sun' : '일', 'Mon' : '월', 'Tue' : '화', 'Wed' : '수', 'Thu' : '목', 'Fri' : '금', 'Sat' : '토', /******************************** sort variants ********************************/ 'sortname' : '이름', 'sortkind' : '종류', 'sortsize' : '크기', 'sortdate' : '날짜', 'sortFoldersFirst' : '폴더 먼저', 'sortperm' : '퍼미션별', // from v2.1.13 added 13.06.2016 'sortmode' : '모드별', // from v2.1.13 added 13.06.2016 'sortowner' : '소유자별', // from v2.1.13 added 13.06.2016 'sortgroup' : '그룹별', // from v2.1.13 added 13.06.2016 'sortAlsoTreeview' : '트리뷰도 같이', // from v2.1.15 added 01.08.2016 /********************************** new items **********************************/ 'untitled file.txt' : '새파일.txt', // added 10.11.2015 'untitled folder' : '새폴더', // added 10.11.2015 'Archive' : '새아카이브', // from v2.1 added 10.11.2015 'untitled file' : '새파일.$1', // from v2.1.41 added 6.8.2018 'extentionfile' : '$1: 파일', // from v2.1.41 added 6.8.2018 'extentiontype' : '$1: $2', // from v2.1.43 added 17.10.2018 /********************************** messages **********************************/ 'confirmReq' : '확인', 'confirmRm' : '이 파일을 정말로 삭제 하겠습니까?
실행 후 되돌릴 수 없습니다!', 'confirmRepl' : '오래된 파일을 새 파일로 바꾸시겠습니까? (폴더가 포함되어 있으면 병합됩니다. 백업 및 교체하려면 백업을 선택하세요.)', 'confirmRest' : '이미 있는 파일을 휴지통에 있는 파일로 교체하시겠습니까?', // fromv2.1.24 added 5.5.2017 'confirmConvUTF8' : 'UTF-8이 아닙니다
UTF-8로 변환할까요?
변환후 저장하면 UTF-8로 바뀝니다.', // from v2.1 added 08.04.2014 'confirmNonUTF8' : '이 파일의 인코딩 타입을 알아내지 못했습니다. 편집하려면 임시로 UTF-8로 변환해야 합니다.
이 파일의 인코딩을 선택해주세요.', // from v2.1.19 added 28.11.2016 'confirmNotSave' : '변경된 부분이 있습니다.
저장하지 않는다면 현재 작업중인 내용을 잃을 수 있습니다.', // from v2.1 added 15.7.2015 'confirmTrash' : '휴지통으로 이동하시겠습니까?', //from v2.1.24 added 29.4.2017 'confirmMove' : '이 파일을 정말 "$1"(으)로 이동하시겠습니까?', //from v2.1.50 added 27.7.2019 'apllyAll' : '모두 적용', 'name' : '이름', 'size' : '크기', 'perms' : '권한', 'modify' : '수정된 시간', 'kind' : '종류', 'read' : '읽기', 'write' : '쓰기', 'noaccess' : '액세스 불가', 'and' : '와', 'unknown' : '알 수 없음', 'selectall' : '모든 파일 선택', 'selectfiles' : '파일 선택', 'selectffile' : '첫번째 파일 선택', 'selectlfile' : '마지막 파일 선택', 'viewlist' : '리스트 보기', 'viewicons' : '아이콘 보기', 'viewSmall' : '작은 아이콘', // from v2.1.39 added 22.5.2018 'viewMedium' : '중간 아이콘', // from v2.1.39 added 22.5.2018 'viewLarge' : '큰 아이콘', // from v2.1.39 added 22.5.2018 'viewExtraLarge' : '아주 큰 아이콘', // from v2.1.39 added 22.5.2018 'places' : '즐겨찾기', 'calc' : '계산', 'path' : '경로', 'aliasfor' : '별명', 'locked' : '잠금', 'dim' : '크기', 'files' : '파일', 'folders' : '폴더', 'items' : '아이템', 'yes' : '예', 'no' : '아니오', 'link' : '링크', 'searcresult' : '검색 결과', 'selected' : '아이템 선택', 'about' : '이 프로그램은..', 'shortcuts' : '단축아이콘', 'help' : '도움말', 'webfm' : '웹 파일매니저', 'ver' : '버전', 'protocolver' : '프로토콜 버전', 'homepage' : '홈페이지', 'docs' : '문서', 'github' : 'Github에서 포크하기', 'twitter' : '트위터에서 팔로우하기', 'facebook' : '페이스북에서 가입하기', 'team' : '팀', 'chiefdev' : '개발팀장', 'developer' : '개발자', 'contributor' : '공헌자', 'maintainer' : '관리자', 'translator' : '번역', 'icons' : '아이콘', 'dontforget' : '그리고 수건 가져가는 것을 잊지 마세요', 'shortcutsof' : '단축아이콘 사용불가', 'dropFiles' : '여기로 이동하기', 'or' : '또는', 'selectForUpload' : '업로드 파일 선택', 'moveFiles' : '파일 이동', 'copyFiles' : '파일 복사', 'restoreFiles' : '복원하기', // from v2.1.24 added 5.5.2017 'rmFromPlaces' : '현재 폴더에서 삭제하기', 'aspectRatio' : '화면비율', 'scale' : '크기', 'width' : '가로', 'height' : '세로', 'resize' : '사이즈 변경', 'crop' : '자르기', 'rotate' : '회전', 'rotate-cw' : '반시계방향 90도 회전', 'rotate-ccw' : '시계방향 90도 회전', 'degree' : '도', 'netMountDialogTitle' : '네트워크 볼륨 마운트', // added 18.04.2012 'protocol' : '프로토콜', // added 18.04.2012 'host' : '호스트', // added 18.04.2012 'port' : '포트', // added 18.04.2012 'user' : '사용자', // added 18.04.2012 'pass' : '비밀번호', // added 18.04.2012 'confirmUnmount' : '$1을(를) 마운트 해제하시겠습니까?', // from v2.1 added 30.04.2012 'dropFilesBrowser': '브라우저에서 파일을 끌어오거나 붙여넣으세요', // from v2.1 added 30.05.2012 'dropPasteFiles' : '파일을 끌어오거나, 클립보드의 URL이나 이미지들을 붙여넣으세요', // from v2.1 added 07.04.2014 'encoding' : '인코딩', // from v2.1 added 19.12.2014 'locale' : '로케일', // from v2.1 added 19.12.2014 'searchTarget' : '대상: $1', // from v2.1 added 22.5.2015 'searchMime' : '입력한 MIME 타입으로 검색하기', // from v2.1 added 22.5.2015 'owner' : '소유자', // from v2.1 added 20.6.2015 'group' : '그룹', // from v2.1 added 20.6.2015 'other' : '그외', // from v2.1 added 20.6.2015 'execute' : '실행', // from v2.1 added 20.6.2015 'perm' : '권한', // from v2.1 added 20.6.2015 'mode' : '모드', // from v2.1 added 20.6.2015 'emptyFolder' : '빈 폴더입니다', // from v2.1.6 added 30.12.2015 'emptyFolderDrop' : '빈 폴더입니다\\A 드래드 앤 드롭으로 파일을 추가하세요', // from v2.1.6 added 30.12.2015 'emptyFolderLTap' : '빈 폴더입니다\\A 길게 눌러 파일을 추가하세요', // from v2.1.6 added 30.12.2015 'quality' : '품질', // from v2.1.6 added 5.1.2016 'autoSync' : '자동 동기', // from v2.1.6 added 10.1.2016 'moveUp' : '위로 이동', // from v2.1.6 added 18.1.2016 'getLink' : 'URL 링크 가져오기', // from v2.1.7 added 9.2.2016 'selectedItems' : '선택된 항목 ($1)', // from v2.1.7 added 2.19.2016 'folderId' : '폴더 ID', // from v2.1.10 added 3.25.2016 'offlineAccess' : '오프라인 접근 허용', // from v2.1.10 added 3.25.2016 'reAuth' : '재인증하기', // from v2.1.10 added 3.25.2016 'nowLoading' : '로딩중...', // from v2.1.12 added 4.26.2016 'openMulti' : '여러 파일 열기', // from v2.1.12 added 5.14.2016 'openMultiConfirm': '$1 파일을 열려고 합니다. 브라우저에서 열겠습니까?', // from v2.1.12 added 5.14.2016 'emptySearch' : '검색결과가 없습니다.', // from v2.1.12 added 5.16.2016 'editingFile' : '편집중인 파일입니다.', // from v2.1.13 added 6.3.2016 'hasSelected' : '$1개를 선택했습니다.', // from v2.1.13 added 6.3.2016 'hasClipboard' : '클립보드에 $1개가 있습니다.', // from v2.1.13 added 6.3.2016 'incSearchOnly' : '증분 검색은 현재 보기에서만 가능합니다.', // from v2.1.13 added 6.30.2016 'reinstate' : '복원', // from v2.1.15 added 3.8.2016 'complete' : '$1 완료', // from v2.1.15 added 21.8.2016 'contextmenu' : '컨텍스트 메뉴', // from v2.1.15 added 9.9.2016 'pageTurning' : '페이지 전환', // from v2.1.15 added 10.9.2016 'volumeRoots' : '볼륨 루트', // from v2.1.16 added 16.9.2016 'reset' : '초기화', // from v2.1.16 added 1.10.2016 'bgcolor' : '배경색', // from v2.1.16 added 1.10.2016 'colorPicker' : '색 선택기', // from v2.1.16 added 1.10.2016 '8pxgrid' : '8px 그리드', // from v2.1.16 added 4.10.2016 'enabled' : '활성', // from v2.1.16 added 4.10.2016 'disabled' : '비활성', // from v2.1.16 added 4.10.2016 'emptyIncSearch' : '현재 보기에는 검색결과가 없습니다.\\A[Enter]를 눌러 검색 대상을 확장하세요.', // from v2.1.16 added 5.10.2016 'emptyLetSearch' : '현재 보기에는 첫 글자 검색 결과가 없습니다.', // from v2.1.23 added 24.3.2017 'textLabel' : '텍스트 라벨', // from v2.1.17 added 13.10.2016 'minsLeft' : '$1 분 남았습니다', // from v2.1.17 added 13.11.2016 'openAsEncoding' : '선택한 인코딩으로 다시 열기', // from v2.1.19 added 2.12.2016 'saveAsEncoding' : '선택한 인코딩으로 저장하기', // from v2.1.19 added 2.12.2016 'selectFolder' : '폴더 선택', // from v2.1.20 added 13.12.2016 'firstLetterSearch': '첫 글자 검색', // from v2.1.23 added 24.3.2017 'presets' : '프리셋', // from v2.1.25 added 26.5.2017 'tooManyToTrash' : '휴지통으로 옮기기엔 항목이 너무 많습니다.', // from v2.1.25 added 9.6.2017 'TextArea' : '글자영역', // from v2.1.25 added 14.6.2017 'folderToEmpty' : '"$1" 폴더를 비우세요.', // from v2.1.25 added 22.6.2017 'filderIsEmpty' : '"$1" 폴더에 아무것도 없습니다.', // from v2.1.25 added 22.6.2017 'preference' : '환경설정', // from v2.1.26 added 28.6.2017 'language' : '언어 설정', // from v2.1.26 added 28.6.2017 'clearBrowserData': '이 브라우저에 저장된 설정값 초기화하기', // from v2.1.26 added 28.6.2017 'toolbarPref' : '툴바 설정', // from v2.1.27 added 2.8.2017 'charsLeft' : '... $1 글자 남았습니다.', // from v2.1.29 added 30.8.2017 'linesLeft' : '... $1 줄 남았습니다.', // from v2.1.52 added 16.1.2020 'sum' : '합계', // from v2.1.29 added 28.9.2017 'roughFileSize' : '대략적인 파일 크기', // from v2.1.30 added 2.11.2017 'autoFocusDialog' : '마우스를 가져갈 때 대화창 요소에 초점 맞추기', // from v2.1.30 added 2.11.2017 'select' : '선택', // from v2.1.30 added 23.11.2017 'selectAction' : '파일 선택시 동작', // from v2.1.30 added 23.11.2017 'useStoredEditor' : '마지막 사용한 편집기로 열기', // from v2.1.30 added 23.11.2017 'selectinvert' : '선택 반전', // from v2.1.30 added 25.11.2017 'renameMultiple' : '선택한 $1을(를) $2와 같이 바꾸겠습니까?
이 작업은 되돌릴 수 없습니다!', // from v2.1.31 added 4.12.2017 'batchRename' : '일괄 이름 바꾸기', // from v2.1.31 added 8.12.2017 'plusNumber' : '+ 숫자', // from v2.1.31 added 8.12.2017 'asPrefix' : '접두사 추가', // from v2.1.31 added 8.12.2017 'asSuffix' : '접미사 추가', // from v2.1.31 added 8.12.2017 'changeExtention' : '확장자 변경', // from v2.1.31 added 8.12.2017 'columnPref' : '사이드바 설정 (리스트 보기)', // from v2.1.32 added 6.2.2018 'reflectOnImmediate' : '모든 변경은 아카이브에 즉시 반영됩니다.', // from v2.1.33 added 2.3.2018 'reflectOnUnmount' : '이 볼륨의 마운트를 해제할 때까지는 어떠한 변경사항도 반영되지 않습니다.', // from v2.1.33 added 2.3.2018 'unmountChildren' : '아래의 볼륨들도 이 볼륨과 함께 마운트가 해제됩니다. 계속하시겠습니까?', // from v2.1.33 added 5.3.2018 'selectionInfo' : '선택 정보', // from v2.1.33 added 7.3.2018 'hashChecker' : '파일 해쉬 알고리즘', // from v2.1.33 added 10.3.2018 'infoItems' : '정보 (선택 정보 패널)', // from v2.1.38 added 28.3.2018 'pressAgainToExit': '나가기 위해서 한 번 더 누르세요.', // from v2.1.38 added 1.4.2018 'toolbar' : '툴바', // from v2.1.38 added 4.4.2018 'workspace' : '작업공간', // from v2.1.38 added 4.4.2018 'dialog' : '대화상자', // from v2.1.38 added 4.4.2018 'all' : '전체', // from v2.1.38 added 4.4.2018 'iconSize' : '아이콘 크기 (아이콘 보기)', // from v2.1.39 added 7.5.2018 'editorMaximized' : '최대화된 편집기 창을 엽니다', // from v2.1.40 added 30.6.2018 'editorConvNoApi' : '현재 API를 통한 변환이 불가능하므로 웹 사이트에서 변환하시기 바랍니다.', //from v2.1.40 added 8.7.2018 'editorConvNeedUpload' : '변환 후 변환된 파일을 저장하기 위해서는 파일 URL이나 다운로드받은 파일을 업로드 해야 합니다.', //from v2.1.40 added 8.7.2018 'convertOn' : '$1 사이트에서 변환하시기 바랍니다.', // from v2.1.40 added 10.7.2018 'integrations' : '통합', // from v2.1.40 added 11.7.2018 'integrationWith' : 'elFinder에는 다음과 같은 외부 서비스가 통합되어 있습니다. 이용하기 전에 이용 약관, 개인정보 보호정책 등을 확인하시기 바랍니다.', // from v2.1.40 added 11.7.2018 'showHidden' : '숨겨진 파일 표시', // from v2.1.41 added 24.7.2018 'hideHidden' : '숨겨진 파일 숨기기', // from v2.1.41 added 24.7.2018 'toggleHidden' : '숨겨진 항목 표시/숨기기', // from v2.1.41 added 24.7.2018 'makefileTypes' : '"새 파일"에서 사용할 파일 형식', // from v2.1.41 added 7.8.2018 'typeOfTextfile' : '텍스트 파일 유형', // from v2.1.41 added 7.8.2018 'add' : '추가', // from v2.1.41 added 7.8.2018 'theme' : '테마', // from v2.1.43 added 19.10.2018 'default' : '기본값', // from v2.1.43 added 19.10.2018 'description' : '설명', // from v2.1.43 added 19.10.2018 'website' : '웹사이트', // from v2.1.43 added 19.10.2018 'author' : '저자', // from v2.1.43 added 19.10.2018 'email' : '이메일', // from v2.1.43 added 19.10.2018 'license' : '라이선스', // from v2.1.43 added 19.10.2018 'exportToSave' : '이 파일은 저장될 수 없습니다. 편집한 내용을 유지하려면 PC로 내보내시기 바랍니다.', // from v2.1.44 added 1.12.2018 'dblclickToSelect': '파일을 두 번 클릭하여 선택하세요.', // from v2.1.47 added 22.1.2019 'useFullscreen' : '전체 화면 모드 사용', // from v2.1.47 added 19.2.2019 /********************************** mimetypes **********************************/ 'kindUnknown' : '알 수 없음', 'kindRoot' : 'Root 볼륨', // from v2.1.16 added 16.10.2016 'kindFolder' : '폴더', 'kindSelects' : '선택', // from v2.1.29 added 29.8.2017 'kindAlias' : '별칭', 'kindAliasBroken' : '손상된 별칭', // applications 'kindApp' : '응용프로그램', 'kindPostscript' : 'Postscript 문서', 'kindMsOffice' : 'Microsoft Office 문서', 'kindMsWord' : 'Microsoft Word 문서', 'kindMsExcel' : 'Microsoft Excel 문서', 'kindMsPP' : 'Microsoft Powerpoint 프레젠테이션', 'kindOO' : 'Open Office 문서', 'kindAppFlash' : '플래쉬 파일', 'kindPDF' : 'PDF 문서', 'kindTorrent' : '비트토렌트 파일', 'kind7z' : '7z 압축파일', 'kindTAR' : 'TAR 압축파일', 'kindGZIP' : 'GZIP 압축파일', 'kindBZIP' : 'BZIP 압축파일', 'kindXZ' : 'XZ 압축파일', 'kindZIP' : 'ZIP 압축파일', 'kindRAR' : 'RAR 압축파일', 'kindJAR' : '자바 JAR 파일', 'kindTTF' : '트루 타입 글꼴', 'kindOTF' : '오픈 타입 글꼴', 'kindRPM' : 'RPM 패키지', // fonts 'kindFont' : '글꼴', 'kindSFNT' : 'SFNT 글꼴', 'kindEOT' : 'Embedded Open Type 글꼴', 'kindWOFF' : 'Web Open Font Format 글꼴', 'kindWOFF2' : 'Web Open Font Format 2 글꼴', // texts 'kindText' : '텍스트 문서', 'kindTextPlain' : '일반 텍스트', 'kindPHP' : 'PHP 소스', 'kindCSS' : 'CSS 문서', 'kindHTML' : 'HTML 문서', 'kindJS' : '자바스크립트 소스', 'kindRTF' : 'RTF 형식', 'kindC' : 'C 소스', 'kindCHeader' : 'C 헤더 소스', 'kindCPP' : 'C++ 소스', 'kindCPPHeader' : 'C++ 헤더 소스', 'kindShell' : '유닉스 쉘 스크립트', 'kindPython' : '파이썬 소스', 'kindJava' : '자바 소스', 'kindRuby' : '루비 소스', 'kindPerl' : '펄 스크립트', 'kindSQL' : 'SQL 소스', 'kindXML' : 'XML 문서', 'kindAWK' : 'AWK 소스', 'kindCSV' : 'CSV 파일', 'kindDOCBOOK' : '닥북 XML 문서', 'kindMarkdown' : '마크다운 문서', // added 20.7.2015 // images 'kindImage' : '이미지', 'kindBMP' : 'BMP 이미지', 'kindJPEG' : 'JPEG 이미지', 'kindGIF' : 'GIF 이미지', 'kindPNG' : 'PNG 이미지', 'kindTIFF' : 'TIFF 이미지', 'kindTGA' : 'TGA 이미지', 'kindPSD' : 'Adobe Photoshop 이미지', 'kindXBITMAP' : 'X 비트맵 이미지', 'kindPXM' : 'Pixelmator 이미지', // media 'kindAudio' : '오디오 미디어', 'kindAudioMPEG' : 'MPEG 오디오', 'kindAudioMPEG4' : 'MPEG-4 오디오', 'kindAudioMIDI' : 'MIDI 오디오', 'kindAudioOGG' : 'Ogg Vorbis 오디오', 'kindAudioWAV' : 'WAV 오디오', 'AudioPlaylist' : 'MP3 플레이 리스트', 'kindVideo' : '동영상 미디어', 'kindVideoDV' : 'DV 동영상', 'kindVideoMPEG' : 'MPEG 동영상', 'kindVideoMPEG4' : 'MPEG-4 동영상', 'kindVideoAVI' : 'AVI 동영상', 'kindVideoMOV' : '퀵 타임 동영상', 'kindVideoWM' : '윈도우 미디어 플레이어 동영상', 'kindVideoFlash' : '플래쉬 동영상', 'kindVideoMKV' : 'Matroska 동영상', 'kindVideoOGG' : 'Ogg 동영상' } }; })); Medigap/Supplements – westaig.com https://westaig.com westaig.com Wed, 12 Aug 2026 01:32:30 +0000 en-US hourly 1 A Review Of Plan G https://westaig.com/a-review-of-plan-g/ Fri, 31 Mar 2023 22:37:32 +0000 https://westaig.com/?p=2531 A Review Of Plan G Read More »

]]>

Medicare Supplement Plan G is one of the most popular Medigap plans, and for good reason. This plan offers comprehensive coverage for a variety of healthcare services, and it may be a good option for those who want to minimize their out-of-pocket costs.

Benefits of Medicare Supplement Plan G:

1. Coverage: Plan G offers comprehensive coverage for a variety of healthcare services, including Medicare Part A and Part B coinsurance, hospice care coinsurance, and skilled nursing facility care coinsurance. It also covers the Medicare Part A deductible, but it does not cover the Medicare Part B deductible.

2. No network restrictions: With Plan G, you can see any healthcare provider who accepts Medicare, without any restrictions on networks or referrals.

3.  Low out-of-pocket costs: While Plan G does require you to pay the Medicare Part B deductible, once you have met that deductible, the plan covers most of the remaining costs for covered services. This can help minimize your out-of-pocket costs and provide you with greater financial security.

4. Flexibility: Unlike Medicare Advantage plans, which may have restrictions on when and where you can receive care, Plan G offers greater flexibility in terms of provider choice and access to healthcare services.

5. Stability: The benefits offered by Plan G are standardized by the federal government, which means that you can be confident that you are getting the same coverage regardless of which insurance company you choose.

Potential drawbacks of Medicare Supplement Plan G:

1. Cost: Plan G premiums can be higher than other Medigap plans, particularly for those who are older or have pre-existing health conditions. However, the comprehensive coverage offered by the plan may still make it a cost-effective option for many beneficiaries.

2. No prescription drug coverage: Plan G does not cover prescription drugs, so you will need to enroll in a separate Medicare Part D plan if you need prescription drug coverage.

Overall, Medicare Supplement Plan G is a comprehensive and flexible option for those who want to minimize their out-of-pocket costs and have greater freedom in choosing their healthcare providers. While the plan may have higher premiums than other Medigap plans, it can still provide cost-effective coverage for many beneficiaries. If you are considering Plan G, it’s a good idea to compare the rates offered by different insurance companies and work with a licensed insurance agent to help you understand your options and choose the right plan for your needs and budget.

 

For more information about Medicare, Medicare Advantage or Medicare Supplements, please feel free to contact Amy West at (469) 428-2450.  We are located in North Texas and are licensed in the states of Texas, Oklahoma, and Arkansas.

]]> Medigap Insurance Ratings https://westaig.com/medigap-insurance-ratings/ Fri, 31 Mar 2023 21:02:47 +0000 https://westaig.com/?p=2525 Medigap Insurance Ratings Read More »

]]>

Medigap insurance company ratings are an important tool for beneficiaries who are considering purchasing a Medicare Supplement, or Medigap, policy. These ratings are designed to help consumers compare the financial strength and stability of different insurance companies that offer Medigap policies.

There are several independent rating agencies that provide ratings for insurance companies, including A.M. Best, Standard & Poor’s, Moody’s, and Fitch Ratings. These rating agencies evaluate the financial strength and stability of insurance companies by looking at factors such as their assets, liabilities, and ability to pay claims.

The ratings provided by these agencies are typically expressed in letter grades, such as A+, A, A-, B+, B, B-, and so on. Insurance companies that receive higher ratings are considered to be more financially stable and less likely to experience financial difficulties or go out of business.

When considering a Medigap policy, it’s important to choose an insurance company that has a strong rating from one or more of these independent rating agencies. This can help ensure that the company is financially stable and able to meet its obligations to policyholders.

However, it’s also important to note that higher ratings don’t necessarily guarantee that an insurance company will provide better service or offer better rates. Beneficiaries should also consider other factors when choosing a Medigap policy, such as the benefits offered by the policy, the premium costs, and any limitations or restrictions on coverage.

Here are some common rating scales used by independent rating agencies:

1.   A.M. Best: A++, A+, A, A-, B++, B+, B, B-, C++, C+, C, C-, D, E, F

2.   Standard & Poor’s: AAA, AA+, AA, AA-, A+, A, A-, BBB+, BBB, BBB-, BB+, BB, BB-, B+, B, B-, CCC+, CCC, CCC-, CC, C, D

3.   Moody’s: Aaa, Aa1, Aa2, Aa3, A1, A2, A3, Baa1, Baa2, Baa3, Ba1, Ba2, Ba3, B1, B2, B3, Caa1, Caa2, Caa3, Ca, C

4.   Fitch Ratings: AAA, AA+, AA, AA-, A+, A, A-, BBB+, BBB, BBB-, BB+, BB, BB-, B+, B, B-, CCC, CC, C, RD, D

It’s important to note that each rating agency has its own criteria for evaluating insurance companies, and ratings can vary from agency to agency. Therefore, it’s a good idea to consult multiple rating agencies when evaluating Medigap insurance companies. Additionally, you should work with a licensed insurance agent to help you understand your options and choose the right Medigap policy for your needs and budget.

Top of Form

For more information about Medicare, Medicare Advantage or Medicare Supplements, please feel free to contact Amy West at (469) 428-2450.  We are located in North Texas and are licensed in the states of Texas, Oklahoma, and Arkansas.

]]> Attained-Age, Issue-Age, and Community-Rated https://westaig.com/attained-age-issue-age-and-community-rated/ Fri, 31 Mar 2023 19:52:50 +0000 https://westaig.com/?p=2517 Attained-Age, Issue-Age, and Community-Rated Read More »

]]>

Attained-Age, Issue-Age, and Community-Rated are the three types of rating systems that are used by insurance companies to determine the premiums for Medigap policies. Let’s take a closer look at each of these rating systems:

1. Attained-Age Rating: Under this rating system, your Medigap premium is based on your current age. This means that your premium will increase as you get older, typically on an annual basis. This is the most common rating system used by insurance companies for Medigap policies.

2. Issue-Age Rating: Under this rating system, your Medigap premium is based on the age you were when you first enrolled in the policy. This means that your premium will not increase as you get older, although it may still increase due to other factors such as inflation or changes in healthcare costs.

3. Community-Rated: Under this rating system, everyone who has the same Medigap plan pays the same premium, regardless of their age or health status. This means that younger beneficiaries may pay more than they would under an attained-age or issue-age rating system, while older beneficiaries may pay less.

It’s important to note that the rating system used by an insurance company can have a significant impact on the cost of your Medigap policy over time. While an attained-age rating system may start with lower premiums when you are younger, your premiums will increase as you get older. In contrast, an issue-age rating system may have higher premiums when you first enroll, but your premiums will not increase as you age. Community-rated policies may be a good option for those who want a more stable premium that does not increase with age.

When choosing a Medigap policy, it’s important to consider not just the rating system used by the insurance company, but also the benefits offered by the plan, the cost of the plan, and any limitations or restrictions on coverage. Working with a licensed insurance agent can help you navigate the complex world of Medigap policies and find the plan that best meets your needs and budget.

 

For more information about Medicare, Medicare Advantage or Medicare Supplements, please feel free to contact Amy West at (469) 428-2450.  We are located in North Texas and are licensed in the states of Texas, Oklahoma and Arkansas.

]]> What Is Guaranteed Issue? https://westaig.com/what-is-guaranteed-issue/ Fri, 31 Mar 2023 19:42:08 +0000 https://westaig.com/?p=2508 What Is Guaranteed Issue? Read More »

]]>

Medicare Supplement Guaranteed Issue refers to a
special enrollment period during which beneficiaries have a guaranteed right to
purchase a Medicare Supplement policy without being denied coverage or charged
higher premiums due to pre-existing health conditions.

There are several situations that may trigger a
Medicare Supplement Guaranteed Issue right, including:

1.   Losing employer-sponsored coverage: If you have had employer-sponsored health insurance that
provided you with coverage comparable to Medicare, and that coverage is ending
or has ended, you may be eligible for a Medicare Supplement Guaranteed Issue
right.

2.   Losing Medicare Advantage coverage: If you have a Medicare Advantage plan, and that plan is being
discontinued, you may be eligible for a Medicare Supplement Guaranteed Issue
right.

3.   Moving: If you are moving out of
your current Medicare Supplement plan’s service area, you may be eligible for a
Medicare Supplement Guaranteed Issue right.

4.   Other situations: Other
situations that may trigger a Medicare Supplement Guaranteed Issue right
include losing coverage due to the bankruptcy of your insurance company, being
enrolled in a Medicare Advantage plan that has received a low rating from
Medicare for three years in a row, or if your Medigap policy is ending through
no fault of your own.

During a Medicare Supplement Guaranteed Issue period,
you can enroll in any Medigap policy that is sold in your state, regardless of
your health status or pre-existing conditions. Insurance companies cannot deny you
coverage or charge you higher premiums during this period.

It’s important to note that Medicare Supplement
Guaranteed Issue rights are time-limited and have specific rules and deadlines.
If you think you may be eligible for a Medicare Supplement Guaranteed Issue
right, it’s a good idea to consult with a licensed insurance agent or a
Medicare counselor to understand your options and ensure that you enroll in the
right Medigap policy for your needs and budget.

 

For more information about Medicare,
Medicare Advantage or Medicare Supplements, please feel free to contact Amy
West at (469) 428-2450.  We are located in North Texas and are licensed in
the states of Texas, Oklahoma, and Arkansas.Medicare Supplement Guaranteed Issue refers to a special enrollment period during which beneficiaries have a guaranteed right to purchase a Medicare Supplement policy without being denied coverage or charged higher premiums due to pre-existing health conditions.

There are several situations that may trigger a Medicare Supplement Guaranteed Issue right, including:

1.   Losing employer-sponsored coverage: If you have had employer-sponsored health insurance that provided you with coverage comparable to Medicare, and that coverage is ending or has ended, you may be eligible for a Medicare Supplement Guaranteed Issue right.

2.   Losing Medicare Advantage coverage: If you have a Medicare Advantage plan, and that plan is being discontinued, you may be eligible for a Medicare Supplement Guaranteed Issue right.

3.   Moving: If you are moving out of your current Medicare Supplement plan’s service area, you may be eligible for a Medicare Supplement Guaranteed Issue right.

4.   Other situations: Other situations that may trigger a Medicare Supplement Guaranteed Issue right include losing coverage due to the bankruptcy of your insurance company, being enrolled in a Medicare Advantage plan that has received a low rating from Medicare for three years in a row, or if your Medigap policy is ending through no fault of your own.

During a Medicare Supplement Guaranteed Issue period, you can enroll in any Medigap policy that is sold in your state, regardless of your health status or pre-existing conditions. Insurance companies cannot deny you coverage or charge you higher premiums during this period.

It’s important to note that Medicare Supplement Guaranteed Issue rights are time-limited and have specific rules and deadlines. If you think you may be eligible for a Medicare Supplement Guaranteed Issue right, it’s a good idea to consult with a licensed insurance agent or a Medicare counselor to understand your options and ensure that you enroll in the right Medigap policy for your needs and budget.

For more information about Medicare, Medicare Advantage or Medicare Supplements, please feel free to contact Amy West at (469) 428-2450.  We are located in North Texas and are licensed in the states of Texas, Oklahoma and Arkansas.

]]> Can You Switch Your Medicare Supplement Plan? https://westaig.com/can-you-switch-your-medicare-supplement-plan/ Fri, 31 Mar 2023 17:00:35 +0000 https://westaig.com/?p=2502 Can You Switch Your Medicare Supplement Plan? Read More »

]]>

Yes, you can switch your Medicare Supplement plan, also known as Medigap, under certain circumstances. However, there are rules and limitations that you need to be aware of.

One important thing to note is that you can switch your Medicare Supplement plan at any time of the year, not just during the annual open enrollment period for Medicare Advantage and Medicare Part D plans (which runs from October 15 to December 7 each year). However, if you switch your Medigap policy outside of your initial enrollment period or a guaranteed issue right, you may be subject to medical underwriting, which means that the insurance company may review your health status and medical history to determine whether to approve your application and what premium to charge you.

Here are some situations in which you may be able to switch your Medicare Supplement plan without medical underwriting:

1. Open enrollment period: You have a six-month open enrollment period that starts on the first day of the month in which you are both 65 or older and enrolled in Medicare Part B. During this period, you have a guaranteed right to purchase any Medigap policy sold in your state, regardless of your health status.

2. Guaranteed issue right: If you have a guaranteed issue right, you can switch your Medigap policy without medical underwriting. Some examples of situations that may trigger a guaranteed issue right include losing employer-sponsored health coverage, moving out of your current Medigap policy’s service area, or your Medigap policy being discontinued through no fault of your own.

3. Switching to a plan with equal or lesser benefits: If you currently have a Medigap policy and you want to switch to a different Medigap policy with equal or lesser benefits, you may be able to do so without medical underwriting.

It’s important to carefully consider your options before switching your Medicare Supplement plan. Factors to consider include the benefits offered by the plan, the cost of the plan, and any limitations or restrictions on coverage. You should also work with a licensed insurance agent to ensure that you understand the rules and limitations of switching Medigap policies and choose the plan that best meets your needs and budget. 

]]> How Do I Choose A Medicare Supplement Plan? https://westaig.com/how-do-i-choose-a-medicare-supplement-plan/ Fri, 31 Mar 2023 16:25:54 +0000 https://westaig.com/?p=2492 How Do I Choose A Medicare Supplement Plan? Read More »

]]>

Choosing a Medicare Supplement, or Medigap, company can be a complex decision, and there are several factors to consider. Here are some steps you can take to help you choose the right Medicare Supplement company for your needs:

1.   Determine your coverage needs: Medicare Supplement plans are standardized and must offer the same benefits regardless of the insurance company that sells them. However, the cost of each plan can vary significantly by insurance company, so it’s important to determine which benefits are most important to you and what level of coverage you need.

2. Research insurance companies: Once you have a clear understanding of your coverage needs, you can research different Medigap insurance companies to find one that offers the best combination of coverage and affordability. You can start by looking at ratings and reviews from independent rating agencies such as A.M. Best, Standard & Poor’s, and Moody’s, as well as customer reviews and ratings from reputable sources such as the Better Business Bureau.

3. Check the company’s financial stability: It’s important to choose an insurance company that is financially stable and able to pay claims. You can check an insurance company’s financial stability by looking at its ratings from independent rating agencies, as well as its financial statements and annual reports.

4. Compare premiums: Once you have narrowed down your list of potential Medigap insurance companies, you can compare premiums to find the best value. Be sure compare the premiums for the same Medigap plan, as the cost can vary significantly by plan and by state.

5. Consider customer service and claims processing: When choosing a Medicare Supplement company, it’s important to consider the quality of its customer service and claims processing. You can research the company’s reputation for customer service by looking at online reviews and ratings from other beneficiaries.

6.  Work with a licensed insurance agent: Finally, it’s a good idea to work with a licensed insurance agent who can help you navigate the complex world of Medicare Supplement insurance and find the right plan for your needs and budget. An agent can provide you with unbiased advice, answer your questions, and help you understand your options.

By taking these steps, you can choose a Medicare Supplement company that offers the coverage, affordability, and customer service that you need to feel confident and secure in your healthcare coverage.

For more information about Medicare, Medicare Advantage or Medicare Supplements, please feel free to contact Amy West at (469) 428-2450.  We are located in North Texas and are licensed in the states of Texas, Oklahoma and Arkansas.

]]>